Navigate the Home Buying Process with Ease

Empowering first-time homebuyers and ambitious entrepreneurs with comprehensive courses, personalized mentorship, and essential financial tools for a successful future.

What are the benefits of homeownership?

1

Financial Stability

Transitioning from renter to homeowner can positively impact your financial future.

2

Building Legacy

Discover more about the path to homeownership and start building your legacy today.

Own Your Home in 90 Days

1

Pre-Purchase Home Buyers Course

Embark on a transformative journey with Rayma Garraway’s online pre-purchase home buyers course.

2

Federally Approved Certificate

This federally approved course culminates in a certificate recognized by lenders nationwide.

3

Down Payment Assistance Grant

Convert your hard-earned certificate into a down payment assistance grant ranging from $500 to $100,000.

Building Your Credit, Building Your Future

Credit Improvement Program

Discover the power of a strong credit score with our comprehensive credit improvement program.

Tailored Strategies

Whether starting from a low score or building upon existing credit, our tailored strategies will guide you to a 700-900 FICO range.

Transform Your Home into a Source of Income

1

Mentorship Program

Step beyond traditional homeownership with our mentorship program.

2

Entrepreneurship

We equip you with the knowledge and resources to transition from a regular 9 to 5 job to embracing entrepreneurship.

3

Financial Independence


Learn how to utilize your home as a profitable venture, paving your way to financial independence and success.

Your All-In-One Guide to Real Estate Success

Discovery Session

From the initial discovery session to achieving an accelerated retirement plan, we’re with you every step of the way.

Lucrative Business Opportunities

Our services extend beyond just acquiring your first home – we also provide insights into lucrative business opportunities.

Asset Protection

Build generational wealth and automate your real estate investments, turning each property into a cornerstone of your financial prosperity.

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First-Time Home Buyer Grant

Discover how to apply for a first-time home buyer grant.

Down Payment Assistance

Learn about down payment assistance that can make your dream of homeownership a reality.

NEVER HAPPIER INC. offers a Down Payment Grant Course, Personal Credit Repair Services, Entrepreneur Mentorship, and more across New Jersey, Atlanta (Georgia), Chicago (Illinois), Baltimore (Maryland), New Orleans (Louisiana), and nationwide.

New Jersey

Atlanta

Chicago

Baltimore

New Orleans

Nationwide